Proton Lumo Pricing: Lumo Plus Plans and How to Pay with Bitcoin
Lumo Plus costs $12.99 a month or $119.88 a year. How to pay for Proton Lumo with Bitcoin, a Proton gift card, cash, PayPal or the app stores.
Proton Lumo accepts crypto on its own checkout, so we don’t resell it or add a fee. Pay on its site with your own account.
Go to lumo.proton.me ↗Proton Lumo takes Bitcoin. Proton says you can pay for “any Proton subscription” with Bitcoin, and Lumo Plus is an ordinary Proton plan. It has to be on-chain BTC, it isn’t offered when you first sign up, and it never renews on its own. Proton also takes cash, bank transfer and its own gift cards.
The Proton Lumo pricing below comes from Proton’s checkout data on October 7, 2026, with no promotion running. The main 2026 change was Lumo 2.0 on June 30, which added image generation, Memory, Projects and custom Lumos. We found no change to the Lumo Plus price this year. We don’t sell Lumo and take no cut.
Proton Lumo pricing: Lumo Plus and the plans that include it
| Plan | Monthly | Yearly | Lumo Plus? |
|---|---|---|---|
| Lumo free | $0 | — | No: limited chats, 7-day history, 1 project |
| Lumo Plus | $12.99 | $119.88 ($9.99 a month) | Yes |
| Lumo Plus add-on seat | $12.99 | $119.88 | Added to another Proton plan |
| Proton Unlimited | $12.99 | $119.88 | No, add-on only |
| Proton Duo | $19.99 | $179.88 | No, add-on only |
| Proton Family | $29.99 | $287.88 | No, add-on only |
| Proton Visionary | $39.99 | $359.88 | Yes, included |
| Lumo Professional | $14.99 per user | $143.88 per user | Business plan |
Proton’s checkout returns the same numbers in US dollars, euros and Swiss francs. Local currencies such as pounds may be offered only for cards, PayPal, Apple Pay and Google Pay, and we couldn’t get a pound price from Proton’s plan data.
Lumo Plus gives you more Max model usage, more messages and chat history, more image generations, and unlimited Projects and custom Lumos. It’s also included in Proton Workspace Premium and Proton Lifetime. Plan changes are “billed with proration.” Proton’s student page lists no Lumo Plus deal.
How to pay for Lumo Plus with Bitcoin
- Create a free Proton account on Proton’s website. Don’t pick a paid plan yet.
- Open Settings → All settings.
- Click “Compare all plans,” choose Lumo Plus, the currency and the length, then select the plan.
- Go to Payment details and select Bitcoin. You’ll see a QR code, a BTC address and the exact amount due.
- Send the payment. Your account is upgraded right away, and full verification “can take up to 24 hours.”
We didn’t run a live Lumo Plus checkout ourselves. Proton’s Bitcoin page covers every subscription, and Lumo Plus sits in the same plan list as the rest.
Network. The Bitcoin network only. Proton doesn’t support Lightning, Ethereum-based tokens, Monero or TRC-20 USDT.
No auto-renewal. “It’s not possible to pay for your subscription automatically using Bitcoin.” Send each payment at least 24 hours before your bill is due. Choosing 12 months keeps it to one payment a year.
A fresh address every time. Proton warns that payments to an address you’ve used before “will not be recognized.” Always scan the new QR code.
Overpaying. Any extra becomes account credit, and credit from Bitcoin “never expires.” Credit only pays bills in the same currency.
Processor and ID. Proton names no outside processor, and its Bitcoin page mentions no ID checks and no minimum.
Refunds. Proton’s terms give a full refund if you cancel within 30 days of your first purchase, once per user, to the original payment method. Cash and bank-transfer payments aren’t refundable. We couldn’t find how Proton handles that for a Bitcoin payment.
Other ways to pay
| Payment method | Accepted? |
|---|---|
| Credit and debit cards | Yes |
| PayPal | Yes |
| Apple Pay and Google Pay | Yes |
| Bitcoin (on-chain) | Yes, from Settings, not at sign-up |
| Lightning, Monero or USDT | No |
| Cash by post (USD, EUR or CHF) | Yes, not refundable |
| Bank transfer (CHF, USD or EUR) | Yes, not refundable |
| Proton gift card | Yes, redeemed as credit |
| App Store (iPhone) | Yes, $12.99 a month or $119.99 a year |
| Google Play (Android) | Yes, “$12.99 - $119.88 per item” |
Cash goes by post to Proton AG in Geneva with your Proton username enclosed. For a bank transfer, you send proof of payment through Proton’s support form and the money is added as credit.
In the iPhone app, “Lumo Plus (1 month)” is $12.99 and “Lumo Plus (12 months)” is $119.99. Apple charges your Apple Account balance before your card, though it notes that some subscriptions can’t be paid from balance. Refunds for app-store purchases follow Apple’s or Google’s policy, not Proton’s.
Things to know
Gift cards. Proton sells digital gift cards for $20, $50 and $100 at shop.proton.me. The code becomes Proton credit that can pay for any plan, Lumo Plus included: the recipient enters it under Settings → Subscription → Gift code. The shop takes cards, PayPal, Apple Pay and Google Pay, not crypto. A dollar card pays a plan billed in dollars. Buy only from shop.proton.me, because Proton warns about fake coupons.
Family plans. On Duo, Family or Visionary, a Lumo Plus add-on can cover members up to the plan’s normal limit: up to 2 on Duo and up to 6 on Family or Visionary.
Who runs it. Lumo’s site says it is “owned by a Swiss nonprofit” and is “a European service subject to GDPR.”
Alternatives you can pay for with crypto
Proton’s Bitcoin route has no middleman, so for Lumo, pay Proton directly. If you’d rather pay with Monero or USDT, which Proton doesn’t take, or you want a different assistant, these plans are sold here for many coins, with our fee on top:
- Claude Pro and Max include Claude Code. See Claude Pro vs Max.
- ChatGPT Plus and Pro include image creation and Codex, OpenAI’s coding agent.
- Perplexity Pro is AI search with a choice of top models.
Our guide to paying for AI privately explains what a card, Bitcoin, USDT or Monero payment reveals about you.
Claude
Anthropic
ChatGPT
OpenAI
Perplexity Pro
PerplexityQuestions people ask
How much is Lumo Plus?
Lumo Plus is $12.99 a month or $119.88 a year, which works out to $9.99 a month. The prices are the same in US dollars, euros and Swiss francs.
Can I pay for Proton Lumo with Bitcoin?
Yes, with on-chain BTC. Create a free Proton account first, then upgrade from Settings and pick Bitcoin under Payment details. Bitcoin isn’t offered at sign-up.
Can I pay Proton with Monero, Lightning or USDT?
No. Proton’s Bitcoin page lists Lightning, Ethereum-based tokens, Monero and TRC-20 USDT as unsupported.
Does Proton Unlimited include Lumo Plus?
No. On Proton Unlimited, Lumo Plus is an add-on at $12.99 a month. Proton Visionary, Workspace Premium and Lifetime include it.
Can I gift Lumo Plus?
Not as a plan, but you can buy a Proton gift card at shop.proton.me. The recipient redeems it as credit and uses it for Lumo Plus.
Is Proton Lumo free?
Yes, there’s a free tier, and you can chat without an account at lumo.proton.me. A free account keeps chats for 7 days only and limits messages, Max model use and image generation.
Sources
- Proton Support: Pay with Bitcoin, Payment options, Credits and gift cards, Proton add-ons and Getting started with Lumo
- Proton: Terms of Service, Lumo pricing and Student deals
- Proton Shop: Proton gift card
- Apple App Store: Lumo by Proton
- Google Play: Lumo by Proton
- MacRumors: Proton Lumo 2.0, June 30, 2026
- Apple Support: How apps, content and subscriptions are billed
What you can pay for with crypto here
Official plans on your own account. Pick your plan and your account’s country, then pay in USDT, Bitcoin, Monero or another coin.
ChatGPT
OpenAIClaude
Anthropic